Financial clarity. Calm confidence. A plan built around your life.
If you’re feeling unsure about retirement, wealth, or what comes next — you’re not alone.
At Pecunia Financial Planning Limited, we provide clear, human financial guidance designed to help you feel informed, in control, and confident about your future.
With over 35 years of experience, we offer personalised financial planning for individuals, families, and small business owners who want long-term security — without jargon, pressure, or product pushing.
Start with clarity, not complexity.
Clarity for today. Confidence for tomorrow.
Take control of your financial future with calm, experienced guidance that puts you first.
At Pecunia Financial Planning Limited, we support individuals, families, and small business owners in building long-term financial security through holistic, personalised planning. Our role is to help you understand where you stand today, explore what’s possible, and create a structured plan that supports your life — not just your finances.
We believe financial confidence begins with understanding. That’s why we explain things clearly, cut through unnecessary jargon, and provide impartial guidance that helps you make informed decisions with certainty.
Whether you’re organising everyday finances, preparing for retirement, or thinking about how to preserve and pass on wealth, we help simplify the process so you can move forward with clarity.
Unlike traditional advisers who focus on selling regulated products, we act as your financial guide and educator — offering transparent, cost-effective planning designed around your goals, not commission structures.
If you’ve ever felt confused, pressured, or unsupported by financial advice in the past, you’re not alone. Our flexible strategies are built around real lives — whether that means semi-retirement, part-time work, business transitions, or long-term financial independence.
At Pecunia, financial planning isn’t about products.
It’s about giving you the structure, understanding, and confidence to make decisions that support the life you want to live.
How it works
A clear plan. Built around your life.
Everything starts with a conversation.
We meet face to face to understand your current position, your values, and what your ideal future looks like. Not just financially — but personally and professionally too.
From there, we create a structured roadmap to help you move forward with clarity.
Why Choose Pecunia?
Trusted Expertise:
Over 35 years of industry experience and professional qualifications.
Personalised Service:
Tailored financial plans that address your specific circumstances and goals.
Client-Centric Approach:
We prioritise your peace of mind and financial well-being.
Alexa Y, Lancashire
"Pecunia Financial Planning helped us navigate our retirement planning with ease and confidence. Their personalized approach made all the difference."
Terry D, Lancashire
If you are looking for financial advice from an experienced, trustworthy & knowledgeable professional, I would highly recommend speaking to Greg Heath at Pecunia Financial Planning.
Lisa D, Cumbria
"Pecunia Financial Planning Ltd has been a game-changer for our financial future. Their expertise and personalized approach made complex financial concepts easy to understand and manage."
Contact us today for your free initial discussion
Percunia Financial Planning Limited
5 The Dingle, Heapey
Chorley, Lancashire
PR6 9AZ
Email: info@pecuniafp.com
Our Phone No: 07821 524942
