We see customers as invited guests to a party, and we are the hosts. It's our job to make the customer experience a little bit better." — Jeff Bezo

Fees are always a complex area due to the varying degrees of work involved and the needs / objectives of each client.

 

Therefore we have agreed to have an initial meeting with all clients without any costs or commitment from the client.  Any expenses are covered by Pecunia Financial Planning.

​

This allows for an informal discussion to outline the services we offer and compare it to what a client will require, the work involved and the likely timescales.  More importantly it allows the client and the financial planner to meet and assess each other to ensure a good fit.  Without that 'being on the same page' a relationship with your planner will never work.  Therefore an open honest dialogue is paramount.

​

Once that meeting is completed your planner will send across a fee agreement in writing outlining the services provided, the likely timescales and the fees for that service.  Once the client is happy with that agreement both parties sign the agreement and a further meeting is arranged to obtain the fine detail and complete our fact finding documentation.

​

Our current clients pay fees starting as little as £19 per month for a basic service to £150 per month for a more detailed hands on approach where unlimited access is required.  This latter service is more suitable to major life events such a divorce, death of a family member or arranging retirements where up to 12 months work can be involved. Our ongoing service fee payers also receive our bi-monthly magazine outlining areas of concerns including retirement planning, wealth strategies, pension consolidation, Inheritance tax planning, Probate guidance, making wills and power of attorneys.

 

We also charge one off consultancy fees with a range from £450 to £1,200 depending on the work and time involved. A key part of our services involves a lifetime cash flow forecast report.  This is a detailed report showing your incomes, expenditure, assets and liabilities all adjusted for inflation from your current age to 99 years old.  Think of this report as a satnav in your car; it gives you the directions to reach a final destination but with varying options on routes, stop offs, diversions and scenery.  In other words it gives financial peace of mind and clarity on what to do next.

 

On the other hand if you prefer a more ad hoc service we charge £150 per hour.

​

All of the above details will be discussed at the initial meeting.  It is important to be open, honest and frank on all issues to ensure we are meeting your needs and expectations.

​

All agreements can be cancelled at anytime subject to any minimum terms agreed at outset.